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Rising Fuel Costs: Car Ownership Up €18/Month in France

March 18, 2026 James Parker - Business Editor Business

The rising cost of fuel, directly linked to the ongoing conflict in the Middle East, is adding roughly 18 euros to the average monthly cost of owning and operating a car in France, according to data released Wednesday by Roole, a specialist automotive data firm. The increase, representing a 4.3% jump, brings the total monthly expense from 416 euros to 434 euros.

The analysis from Roole highlights how geopolitical events are translating into tangible financial pressures for households. While the overall impact remains contained at 18 euros per month, the increase is significant given that transportation represents the second-largest expenditure for French households after housing, accounting for 13% of their budget, with 80% of that allocated to individual car ownership, according to data from the French National Institute of Statistics and Economic Studies (Insee).

Fuel Costs Drive the Increase

In 2025, the average French household spent approximately 100 euros per month on fuel. However, with current diesel prices at 2.07 EUR/liter and gasoline at 1.95 EUR/liter, that figure has climbed to 118 euros – an 18% increase, equating to an additional 216 euros annually for fuel alone. This calculation is based on the assumption of 1.6 EUR/liter for diesel and 1.75 EUR/liter for gasoline, as used in Roole’s October 2025 assessment.

The breakdown of monthly car expenses reveals a significant portion is fixed, even for vehicles that aren’t driven. Approximately two-thirds (257 euros) of the 416-euro average in 2025 consisted of fixed costs: 167 euros for vehicle acquisition, 45 euros for insurance, and 44 euros for residential parking. Variable costs, including fuel, maintenance, and tolls, accounted for the remaining 159 euros.

Impact Varies by Vehicle Type

The financial burden isn’t uniform across all vehicle types. In 2025, gasoline-powered cars averaged 119 euros per month in fuel costs, diesel vehicles 94 euros, and electric vehicles a significantly lower 39 euros. This disparity underscores the potential cost savings associated with electric vehicle ownership, although EVs currently represent only 3% of the total vehicle parc, with diesel (48%) and gasoline (40%) dominating the market.

The type of vehicle also impacts the overall monthly cost. New cars carry a higher price tag, resulting in an average monthly budget of 522 euros compared to 384 euros for used cars. Maintenance costs also differ, with thermal (gasoline and diesel) vehicles averaging 45 euros per month compared to 32 euros for electric vehicles, due to fewer parts requiring replacement.

Insurance and Broader Economic Context

Auto insurance adds an average of 45 euros per month to the cost of ownership, ranging from 37 to 53 euros depending on coverage options, driver age, and geographic location.

The increase in fuel costs is directly attributable to the war in the Middle East, as noted by reports from the Agence France-Presse, which highlight French President Emmanuel Macron’s efforts to position France as a leader in European defense in response to the regional instability. The conflict has disrupted global energy markets, leading to higher crude oil prices and, increased fuel costs for consumers.

Long-Term Implications and Future Trends

While the 18-euro monthly increase may seem modest, it represents a significant strain on household budgets, particularly for lower-income families. The situation raises questions about the long-term affordability of car ownership and could accelerate the shift towards alternative modes of transportation, including public transit, cycling, and car-sharing services.

The data from Roole also reinforces the importance of government policies aimed at promoting electric vehicle adoption and reducing reliance on fossil fuels. Incentives for purchasing EVs, investments in charging infrastructure, and regulations phasing out internal combustion engine vehicles could all play a role in mitigating the impact of future fuel price shocks.

Looking ahead, the trajectory of fuel prices will depend heavily on the evolution of the conflict in the Middle East and the broader geopolitical landscape. Continued instability in the region could lead to further price increases, while a resolution to the conflict could ease pressure on energy markets. Consumers and businesses alike will be closely monitoring these developments as they navigate the evolving economic environment. The Agence France-Presse (AFP Factuel) continues to provide ongoing coverage of the situation in the Middle East and its global ramifications.

Further analysis of automotive costs and energy trends can be found at Connaissance des Énergies.

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