UOB Lady’s Card: Win 76,000 Miles or S$500 Sephora Gift Card | IWD 2026 Promo

UOB is offering Lady’s Cardholders a chance to win either 76,000 miles or a S$500 Sephora gift card through a lucky draw running from March 8th to April 30th, 2026. The promotion, timed to coincide with International Women’s Day, incentivizes spending on the UOB Lady’s Card, with increased chances to win for those who also maintain a qualifying balance in a UOB Lady’s Savings Account.

How the Lucky Draw Works

Cardholders will receive one entry for every S$150 spent in Singapore dollars, and two entries for every S$150 spent in foreign currency. Those who maintain a minimum monthly average balance of S$10,000 in their UOB Lady’s Savings Account throughout March and April 2026 will receive double the chances – effectively four entries per S$150 spent in foreign currency. Registration for the contest is open until April 30th, 2026, and can be completed via this form or through the Rewards+ section of the UOB TMRW app. It’s important to register promptly, as entries are only accumulated from the date of registration.

Prizes and Distribution

The prize pool consists of 76,000 miles for five winners and S$500 Sephora gift cards for 40 winners. The draw will take place on June 29th, 2026, with winners announced on UOB’s website and notified by July 6th, 2026. This promotion is open to both men and women.

Understanding Qualifying Spend

Qualifying spend includes both online and offline transactions in both Singapore and foreign currencies. However, certain transactions are excluded, including charitable donations, government payments, hospital bills, insurance premiums, ipaymy transactions, prepaid account top-ups (like GrabPay or YouTrip), utilities, and UOB Payment Facility transactions. A full list of exclusions can be found in the terms and conditions.

UOB Lady’s Card Options and Earning Potential

UOB offers several versions of the Lady’s Card, each with varying earning rates and bonus caps. The UOB Lady’s Card earns 4 miles per dollar (mpd) on one chosen bonus category, but spending beyond S$1,000 per month earns a lower rate. The UOB Lady’s Solitaire Card offers 2x bonus categories with a cap of S$1,500 per month (split into S$750 per category), while the UOB Lady’s Solitaire Metal Card allows for up to S$2,000 in bonus spending per month. Cardholders can choose from categories including Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, and Travel. The specific Merchant Category Codes (MCCs) that fall within each category are detailed on the MileLion website.

Boosting Rewards with the UOB Lady’s Savings Account

Beyond the spending-based lucky draw, UOB Lady’s Cardholders can further enhance their rewards by utilizing the UOB Lady’s Savings Account. The account offers bonus UNI$ (convertible to miles) based on the account’s monthly average balance. A balance of S$10,000 to S$49,999 earns 10X UNI$ (4 mpd), while S$50,000 to S$99,999 earns 15X UNI$ (6 mpd). Balances of S$100,000 or more earn 20X UNI$ (8 mpd). However, the bonus miles earned from the savings account are capped based on the specific Lady’s Card held: S$1,000 per month for the standard Lady’s Card, S$1,500 for the Solitaire Card, and S$2,000 for the Solitaire Metal Card. More detailed information on the UOB Lady’s Savings Account can be found here.

Implications for Cardholders

This promotion presents a straightforward opportunity for existing UOB Lady’s Cardholders to potentially win a significant prize. For those already maximizing spending on their cards and maintaining a qualifying balance in the savings account, registering for the lucky draw is a low-effort way to add another potential benefit. The tiered earning structure of the UOB Lady’s Savings Account incentivizes maintaining higher balances, offering a tangible return beyond the standard interest rates. The promotion underscores UOB’s focus on rewarding female customers, though participation is open to all cardholders.

Looking ahead, winners will be notified in early July 2026. Cardholders should review the full terms and conditions to ensure they understand the eligibility criteria and qualifying spend requirements. The success of this promotion may influence UOB’s future marketing strategies and reward programs for its Lady’s Card portfolio.