Carmel Gardner

Financial Adviser in Bundall, Queensland, Australia

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Australian Securities and Investments Commission (ASIC)

Adviser number001000491

Currenton the register
Location
Bundall QLD 4217
Licensee
Findex Advice Services Pty Ltd (AFSL 243253)
Authorised since
23 November 2015
First provided advice
2007
Qualifications
Diploma of Financial Services (Financial Planning), TAFE Queensland (2005); Margin Lending and Geared Investments, Kaplan Professional (2011); Accredited Aged Care Professional, Aged Care Steps Pty Ltd (2014); SMSF Core Course, DBA Network Pty Ltd (2017)
Advice areas
superannuation, securities, managed investment schemes, life risk insurance, life investment products, deposit and payment products, government debentures, stocks and bonds, retirement savings accounts, standard margin lending
Tax (financial) advice
Yes
Register status
Current
Copied from the public register on 24 October 2026. Check it on the official register

About Carmel Gardner

Carmel Gardner is listed on ASIC’s Financial Advisers Register as a current financial adviser based in Bundall, Queensland (adviser number 001000491).

Carmel provides advice as an authorised representative of Findex Advice Services Pty Ltd, which holds Australian financial services licence 243253. The current authorisation started on 23 November 2015.

The register records 2007 as the year Carmel first provided financial advice. Qualifications and training on file include Diploma of Financial Services (Financial Planning) (TAFE Queensland, 2005), Margin Lending and Geared Investments (Kaplan Professional, 2011) and Accredited Aged Care Professional (Aged Care Steps Pty Ltd, 2014).

Carmel is authorised to advise on superannuation, securities, managed investment schemes, life risk insurance, life investment products and deposit and payment products, among 9 product areas in total. The register also shows that tax (financial) advice services can be provided.

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Questions people ask

Is Carmel Gardner a registered financial adviser?

Yes. Carmel Gardner is listed as a current financial adviser on ASIC's Financial Advisers Register under adviser number 001000491.

Which licensee does Carmel Gardner work under?

Findex Advice Services Pty Ltd, Australian financial services licence 243253.

What can Carmel Gardner give advice on?

The register lists these advice areas: superannuation; securities; managed investment schemes; life risk insurance; life investment products; deposit and payment products; government debentures, stocks and bonds; retirement savings accounts; standard margin lending.