Raphael Jude Fernandez
Financial Adviser in Ringwood, Victoria, Australia
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Australian Securities and Investments Commission (ASIC)
Adviser number001247873
- Location
- Ringwood VIC 3134
- Licensee
- Cobalt Advisers Pty Ltd (AFSL 512550)
- Authorised since
- 10 February 2024
- First provided advice
- 2016
- Qualifications
- Bachelor of Commerce, Madras University (1996); GraduateDiploma of Financial Planning, Finsia Education (2008); Margin Lending, Kaplan (2011); SMSF, Kaplan (2016); FPC002B, Kaplan Professional (2019)
- Memberships
- Financial Advice Association of Australia (FAAA)
- Advice areas
- superannuation, securities, managed investment schemes, life risk insurance, life investment products, government debentures, stocks and bonds, retirement savings accounts
- Tax (financial) advice
- Yes
- Register status
- Current
About Raphael Jude Fernandez
Raphael Jude Fernandez is a financial adviser in Ringwood, Victoria, listed on the Financial Advisers Register kept by ASIC under adviser number 001247873.
Advice is given under the Australian financial services licence of Cobalt Advisers Pty Ltd, licence number 512550. That authorisation dates from 10 February 2024.
According to the register, Raphael first provided financial advice in 2016. Qualifications and training on file include Bachelor of Commerce (Madras University, 1996), GraduateDiploma of Financial Planning (Finsia Education, 2008) and Margin Lending (Kaplan, 2011). Raphael is recorded as a member of Financial Advice Association of Australia (FAAA).
Raphael is authorised to advise on superannuation, securities, managed investment schemes, life risk insurance, life investment products and government debentures, stocks and bonds, among 7 product areas in total. The register also shows that tax (financial) advice services can be provided.
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Questions people ask
Is Raphael Jude Fernandez a registered financial adviser?
Yes. Raphael Jude Fernandez is listed as a current financial adviser on ASIC's Financial Advisers Register under adviser number 001247873.
Which licensee does Raphael Jude Fernandez work under?
Cobalt Advisers Pty Ltd, Australian financial services licence 512550.
What can Raphael Jude Fernandez give advice on?
The register lists these advice areas: superannuation; securities; managed investment schemes; life risk insurance; life investment products; government debentures, stocks and bonds; retirement savings accounts.