Melissa Jayne Kramer
Financial Adviser in Worrolong, South Australia, Australia
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Australian Securities and Investments Commission (ASIC)
Adviser number001004940
- Location
- Worrolong SA 5291
- Licensee
- Millennium 3 Financial Services Pty Ltd (AFSL 244252)
- Authorised since
- 1 July 2020
- First provided advice
- 2011
- Qualifications
- Bachelor of Arts, Deakin University (1997); Diploma of Financial Services (Financial Planning), MLC Advice Education (2010); Margin Lending & Geared Investments, Kaplan Education Pty Limited (2011); Advanced Diploma of Financial Plannng, MLC Advice Education (2013); FPC002B Ethics and Professionalism in Financial Advice, Kaplan Higher Education Pty Limited (2019)
- Memberships
- Financial Advice Association of Australia (FAAA)
- Advice areas
- superannuation, managed investment schemes, life risk insurance, life investment products, deposit and payment products, government debentures, stocks and bonds, retirement savings accounts, standard margin lending
- Restriction
- Government Debentures, Stocks or Bonds: class of product only. Securities: class of product only. Not authorised to provide SMSF advice.
- Tax (financial) advice
- Yes
- Register status
- Current
About Melissa Jayne Kramer
Melissa Jayne Kramer is a financial adviser in Worrolong, South Australia, listed on the Financial Advisers Register kept by ASIC under adviser number 001004940.
Advice is given under the Australian financial services licence of Millennium 3 Financial Services Pty Ltd, licence number 244252. The current authorisation started on 1 July 2020.
According to the register, Melissa first provided financial advice in 2011. Qualifications and training on file include Bachelor of Arts (Deakin University, 1997), Diploma of Financial Services (Financial Planning) (MLC Advice Education, 2010) and Margin Lending & Geared Investments (Kaplan Education Pty Limited, 2011). Melissa is recorded as a member of Financial Advice Association of Australia (FAAA).
Melissa is authorised to advise on superannuation, managed investment schemes, life risk insurance, life investment products, deposit and payment products and government debentures, stocks and bonds, among 8 product areas in total. The register also shows that tax (financial) advice services can be provided.
The register adds a condition to this authorisation: “Government Debentures, Stocks or Bonds: class of product only. Securities: class of product only. Not authorised to provide SMSF advice.”
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Questions people ask
Is Melissa Jayne Kramer a registered financial adviser?
Yes. Melissa Jayne Kramer is listed as a current financial adviser on ASIC's Financial Advisers Register under adviser number 001004940.
Which licensee does Melissa Jayne Kramer work under?
Millennium 3 Financial Services Pty Ltd, Australian financial services licence 244252.
What can Melissa Jayne Kramer give advice on?
The register lists these advice areas: superannuation; managed investment schemes; life risk insurance; life investment products; deposit and payment products; government debentures, stocks and bonds; retirement savings accounts; standard margin lending. It also records this restriction: "Government Debentures, Stocks or Bonds: class of product only. Securities: class of product only. Not authorised to provide SMSF advice."